Business Loan Interest Rates

Business Loan Interest Rates will vary drastically depending on the type of Business Loan you are looking for.  Some of the different types of Business Financing are listed below:

•  Accounts Receivable Factoring
• Freight Factoring
• Temp Staffing Factoring
• Medical Invoice Factoring
• Auto Supplier Invoice Factoring
• Distributor or Warehouse Invoice Factoring
• Business Line of Credit
• Simple Business Loan
•  Inventory Loan
• Merger & Acquisition Financing
• Export Finance
• Textile Factoring

• Purchase Order Finance
• Merchant Cash Advance
• Equipment Leasing
• Letter of Credit

This list is not exhaustive, but examples for comparisons of  Business Loan Interest Rates.

In general you will find that rates for the different Business Lending products will vary from under 1% per month up to as much as 4-5% per month depending on the risk factors involved with the particular financing.

Risk factors that attribute to Business Loan Interest Rates are things such as length of time or experience the company seeking financing has.  It must be demonstrated that the borrower knows what they are doing, after all, they intend to be working with other peoples money and the lender needs to has assurances that their investment will come back and not be lost.

Other risk factors are the country or countries that the borrower is doing business in.  There are countries in the world that are inherently risky to have customer in because if these customers do not pay, what recourse options are available to you to see to collect the debt that has been incurred?